Reading these tables
One table per measure. The rows are the
3 companies and then the industry, which is the
benchmark the others are read against rather than another company. Figures
are as the model carries them: ratios and multiples unscaled, days as days,
per-share amounts in riyals, a minus sign for negatives. The last column is
shaded because it is the year being reported on.
Follow one company
Budget Saudi Theeb Lumi
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The cohort is the sector: all three listed car rental companies report to 31 December and all three are covered here, so a “sector median” on this site is the median of the whole listed industry rather than of a sample. Two qualifications. The histories are not equally long: Theeb and Lumi's sheets begin in FY2019, so the FY2018 industry column is Budget Saudi alone and is not a market total. And the share counts move: Theeb's rose by more than half in FY2025 and Lumi's pre-listing count was a fraction of today's, so per-share figures are not comparable across those boundaries even though the underlying profits are.
Growth Rates YoY Revenue Growth Rate# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi -11.3% 0.2% -7.5% 2.4% 3.7% 34.4% 43.0% 22.7% Theeb n/a n/a 4.6% 14.0% 28.7% 17.3% 14.7% 14.9% Lumi n/a n/a 35.7% 21.1% 50.1% 41.3% 40.2% 7.7% Industry -11.3% 91.4% 3.2% 10.1% 22.7% 30.4% 33.3% 15.8%
5Yr Revenue CAGR# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi n/a n/a n/a -3.4% -0.3% 5.7% 15.4% 19.6% Theeb n/a n/a n/a n/a n/a 12.5% 14.6% 14.8% Lumi n/a n/a n/a n/a n/a 28.4% 29.2% 26.2% Industry n/a n/a n/a 14.0% 21.7% 12.7% 18.6% 19.8%
YoY Free Cash Flows Growth Rate# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi n/a -27.6% 51.5% -55.8% -344.9% -99.4% -2,021.3% 188.4% Theeb n/a n/a -192.1% -66.6% -274.6% 40.1% -49.0% 509.9% Lumi n/a n/a -262.5% -159.7% -40.9% 819.2% -71.8% -162.7% Industry n/a -140.4% -734.5% -97.8% -3,386.0% 98.3% -72.9% -70.3%
YoY EPS Growth Rate# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi n/a 5.1% 13.3% 8.6% 14.6% 10.0% 2.4% 9.7% Theeb n/a n/a -98.0% 98.8% 53.6% -26.4% 28.6% -35.7% Lumi n/a n/a 69.9% -99.9% 35.4% 11.8% 12.3% 9.9% Industry n/a 86.7% -37.9% -3.5% 30.3% -1.5% 11.7% -5.5%
Working Capital Turnover Accounts Receivables Turnover# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 4.73 4.94 4.61 4.81 4.72 4.70 3.40 2.81 Theeb n/a 5.56 5.05 4.28 3.98 3.52 3.23 2.98 Lumi n/a 2.89 3.39 2.83 3.51 4.17 4.80 4.36 Industry 9.46 6.16 4.40 4.00 4.07 4.11 3.70 3.20
Inventory Turnover# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 67.42 7.10 11.49 22.42 20.16 14.72 7.86 7.21 Theeb n/a 12.54 18.80 15.04 25.40 34.37 21.61 11.14 Lumi n/a n/a n/a 305.81 156.54 161.83 79.89 56.59 Industry 134.84 14.62 16.96 22.58 29.89 26.54 14.93 11.44
Accounts Payables Turnover# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 2.65 2.92 7.44 10.49 4.38 4.39 4.36 4.01 Theeb n/a 61.46 49.53 19.99 13.79 11.92 18.48 34.52 Lumi n/a 1.12 1.77 0.99 0.83 0.82 1.31 2.11 Industry 5.31 3.99 5.29 4.02 2.32 2.07 2.78 3.78
Cash Conversion Cycle Days Sales Outstanding# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 77 74 79 76 77 78 108 130 Theeb n/a 66 73 85 92 104 113 123 Lumi n/a 126 108 129 104 88 76 84 Industry 39 59 83 91 90 89 99 114
Days Inventory Outstanding# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 5 51 32 16 18 25 47 51 Theeb n/a 29 19 24 14 11 17 33 Lumi n/a n/a n/a 1 2 2 5 6 Industry 3 25 22 16 12 14 25 32
Days Payables Outstanding# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 138 125 49 35 83 83 84 91 Theeb n/a 6 7 18 26 31 20 11 Lumi n/a 325 207 369 439 444 279 173 Industry 69 92 69 91 157 177 132 97
Cash Conversion Cycle# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi -55 0 62 57 12 19 70 89 Theeb 0 89 85 91 80 84 110 145 Lumi 0 -198 -99 -239 -332 -354 -198 -83 Industry -27 -7 36 16 -55 -74 -8 49
CapEx CapEx % of Revenues# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.5% 4.4% 0.4% 2.7% 1.3% 0.8% 2.2% 1.3% Theeb n/a 0.6% 0.6% 0.8% 0.6% 1.0% 0.9% 0.7% Lumi n/a 0.6% 0.6% 0.5% 0.3% 1.1% 1.5% 1.9% Industry 0.4% 2.6% 0.5% 1.4% 0.7% 0.9% 1.6% 1.1%
Tangibility# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 84.1% 87.3% 78.7% 83.0% 88.0% 86.4% 81.0% 81.8% Theeb n/a 84.2% 84.0% 82.0% 76.2% 79.0% 82.4% 80.8% Lumi n/a 80.4% 79.8% 79.9% 84.1% 86.8% 88.2% 86.6% Industry 84.1% 82.6% 77.0% 78.4% 79.0% 81.0% 79.3% 79.1%
Capex-to-CF Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.02 0.20 0.01 0.15 -0.04 1.20 0.56 0.23 Theeb n/a -0.03 0.03 0.13 -0.08 -0.12 -0.32 -0.04 Lumi n/a -0.01 0.01 -0.02 -0.03 -0.01 -0.10 0.13 Industry 0.02 -1.00 0.02 0.69 -0.04 -0.03 -0.43 -3.90
CF-to-CapEx Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 58.67 5.04 74.35 6.56 -26.08 0.83 1.77 4.34 Theeb n/a -33.29 32.56 7.50 -12.32 -8.23 -3.17 -28.55 Lumi n/a -82.98 93.37 -59.69 -36.75 -79.41 -9.88 7.99 Industry 58.67 -1.00 63.78 1.45 -23.51 -28.59 -2.32 -0.26
Price Multiples P/E Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 11.30 9.67 15.21 15.40 10.70 Theeb n/a 0.00 0.00 13.89 10.24 13.28 12.02 13.76 Lumi n/a 0.00 0.00 0.00 0.00 34.24 21.72 13.86 Industry 0.00 0.00 0.00 9.36 7.50 20.01 16.17 12.33
P/S Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 2.51 2.38 3.06 2.44 1.51 Theeb n/a 0.00 0.00 2.32 2.04 1.66 1.69 1.66 Lumi n/a 0.00 0.00 0.00 0.00 4.97 2.53 1.65 Industry 0.00 0.00 0.00 1.87 1.59 3.21 2.26 1.59
P/CF Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 17.04 -8.36 503.84 65.18 30.44 Theeb n/a 0.00 0.00 37.06 -30.01 -21.19 -56.68 -8.26 Lumi n/a 0.00 0.00 0.00 0.00 -6.83 -18.74 16.65 Industry 0.00 0.00 0.00 93.84 -9.95 -13.09 -62.70 -588.65
P/B Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 1.55 1.41 2.22 1.75 1.23 Theeb n/a 0.00 0.00 3.08 2.98 2.59 2.64 2.71 Lumi n/a 0.00 0.00 0.00 0.00 5.36 3.23 1.95 Industry 0.00 0.00 0.00 1.48 1.37 3.17 2.28 1.67
Dividends Dividends per Share# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 1.500 2.000 1.750 1.900 2.000 1.500 1.450 1.500 Theeb n/a 32.488 0.698 0.910 2.150 1.820 1.930 1.460 Lumi n/a 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Industry 1.500 2.645 1.353 1.031 1.388 1.094 1.115 1.072
Dividends Payout Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 62.8% 79.7% 61.5% 61.5% 56.5% 38.5% 36.4% 34.3% Theeb n/a 43.1% 47.4% 31.1% 47.9% 55.1% 45.4% 53.4% Lumi n/a 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Industry 62.8% 59.3% 48.9% 38.6% 39.9% 31.9% 29.1% 29.6%
Dividends Coverage Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 1.592 1.255 1.626 1.626 1.771 2.597 2.750 2.917 Theeb n/a 2.321 2.108 3.213 2.089 1.815 2.202 1.871 Lumi n/a n/a n/a n/a n/a n/a n/a n/a Industry 1.592 1.686 2.045 2.591 2.508 3.134 3.436 3.373
Dividends Yield# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi n/a n/a n/a 5.4% 5.8% 2.5% 2.4% 3.2% Theeb n/a n/a n/a 2.2% 4.7% 4.1% 3.8% 3.9% Lumi n/a n/a n/a n/a n/a 0.0% 0.0% 0.0% Industry n/a n/a n/a 4.1% 5.3% 1.6% 1.8% 2.4%
Liquidity Current Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.90 0.93 2.29 1.48 0.55 0.58 0.76 0.68 Theeb n/a 0.44 0.45 0.47 0.68 0.55 0.47 0.51 Lumi n/a 0.83 0.71 0.42 0.51 0.32 0.34 0.40 Industry 0.90 0.65 0.87 0.59 0.58 0.45 0.53 0.54
Quick Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.90 0.82 2.20 1.44 0.53 0.52 0.67 0.62 Theeb n/a 0.42 0.43 0.46 0.67 0.54 0.45 0.48 Lumi n/a 0.83 0.71 0.42 0.51 0.32 0.33 0.39 Industry 0.90 0.61 0.84 0.59 0.57 0.44 0.49 0.50
Cash ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.06 0.02 0.90 0.51 0.04 0.05 0.08 0.04 Theeb n/a 0.13 0.09 0.10 0.15 0.06 0.04 0.02 Lumi n/a 0.03 0.06 0.03 0.09 0.03 0.03 0.02 Industry 0.06 0.08 0.23 0.13 0.10 0.05 0.05 0.03
Operating Cash Flow Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 1.04 1.00 1.74 0.71 -0.56 0.01 0.06 0.10 Theeb n/a -0.28 0.27 0.08 -0.10 -0.10 -0.04 -0.25 Lumi n/a -0.84 0.97 -0.23 -0.15 -0.66 -0.19 0.15 Industry 1.04 -0.06 0.75 0.03 -0.25 -0.32 -0.05 -0.00
Solvency & Capital Structure Debt ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 7.3% 5.3% 1.6% 1.4% 17.6% 21.3% 33.3% 32.6% Theeb n/a 50.9% 51.5% 47.7% 53.8% 55.0% 57.0% 62.9% Lumi n/a 12.9% 9.2% 1.6% 30.8% 44.2% 50.1% 46.5% Industry 7.3% 22.3% 19.7% 16.2% 32.4% 38.9% 44.1% 44.7%
Debt-to-equity ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.09 0.06 0.02 0.02 0.26 0.34 0.61 0.58 Theeb n/a 1.45 1.40 1.28 1.51 1.69 1.77 2.19 Lumi n/a 0.19 0.14 0.03 0.67 1.40 1.39 1.13 Industry 0.09 0.35 0.30 0.27 0.62 0.90 1.01 1.00
Interest coverage ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 84.38 132.06 184.03 235.38 56.92 17.44 10.91 9.39 Theeb n/a 13.50 10.24 15.77 15.74 8.79 7.07 6.35 Lumi n/a 32.03 80.41 114.63 17.80 7.88 5.46 6.66 Industry 84.38 32.66 27.65 38.60 22.31 10.40 7.36 7.44
Fixed Charge Coverage Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 84.38 -357.31 -82.27 -49.83 -37.67 42.10 19.25 16.54 Theeb n/a 38.60 57.70 -50.12 -36.81 25.00 23.42 10.89 Lumi n/a 431.44 -117.02 -118.18 179.32 14.53 7.22 10.70 Industry 84.38 159.24 -407.78 -59.28 -57.83 23.68 12.79 12.60
Efficiency Fixed Assets Turnover# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.86 0.72 0.72 0.65 0.48 0.56 0.52 0.60 Theeb n/a 0.61 0.67 0.65 0.73 0.68 0.64 0.60 Lumi n/a 0.49 0.59 0.50 0.53 0.41 0.54 0.58 Industry 0.86 0.64 0.67 0.61 0.56 0.53 0.55 0.59
Total Assets Turnover# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.72 0.62 0.55 0.52 0.41 0.46 0.39 0.46 Theeb n/a 0.49 0.50 0.50 0.52 0.51 0.51 0.47 Lumi n/a 0.39 0.47 0.38 0.42 0.34 0.46 0.49 Industry 0.72 0.53 0.52 0.47 0.45 0.43 0.44 0.47
Goodwill to Assets Ratio# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.4% 1.3% Theeb n/a 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Lumi n/a 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% Industry 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.6% 0.6%
Profit Margins Gross Profits# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 69.9% 72.5% 59.7% 56.3% 60.6% 55.5% 49.8% 50.7% Theeb n/a 65.6% 60.2% 66.5% 65.9% 60.7% 58.5% 59.0% Lumi n/a 57.4% 59.4% 70.7% 66.8% 58.6% 52.6% 53.4% Industry 69.9% 67.9% 59.8% 63.0% 64.2% 58.1% 53.0% 53.7%
EBITDA# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 61.1% 62.3% 50.5% 46.0% 51.9% 46.6% 41.9% 41.8% Theeb n/a 54.3% 49.6% 53.7% 53.1% 47.4% 46.8% 46.5% Lumi n/a 45.4% 50.4% 59.4% 55.0% 45.5% 45.3% 45.8% Industry 61.1% 57.1% 50.2% 51.6% 53.2% 46.5% 44.3% 44.2%
EBIT# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 17.5% 18.1% 21.9% 23.3% 26.2% 23.4% 20.2% 18.9% Theeb n/a 23.7% 13.9% 20.2% 23.5% 18.1% 20.3% 18.7% Lumi n/a 11.1% 12.7% 20.0% 21.1% 21.1% 20.5% 19.2% Industry 17.5% 18.8% 17.4% 21.5% 23.8% 21.0% 20.3% 18.9%
NOPAT# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 17.6% 18.3% 22.0% 23.5% 26.4% 23.6% 20.8% 19.7% Theeb n/a 24.1% 14.6% 20.9% 24.0% 18.6% 20.7% 19.0% Lumi n/a 11.2% 12.8% 20.2% 21.4% 21.4% 20.9% 19.5% Industry 17.6% 19.0% 17.7% 21.9% 24.2% 21.4% 20.8% 19.4%
EBT# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 16.8% 17.6% 21.6% 23.1% 25.3% 20.7% 16.4% 14.5% Theeb n/a 19.7% 10.2% 17.6% 21.0% 13.3% 14.4% 12.3% Lumi n/a 9.7% 12.1% 20.9% 19.0% 15.0% 11.9% 12.2% Industry 16.8% 17.0% 16.0% 20.8% 22.0% 16.6% 14.4% 13.2%
Net Profits# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 16.3% 17.1% 21.0% 22.3% 24.6% 20.1% 15.8% 14.1% Theeb n/a 18.4% 9.6% 16.7% 19.9% 12.5% 14.0% 12.0% Lumi n/a 9.3% 11.7% 20.3% 18.4% 14.5% 11.6% 11.9% Industry 16.3% 16.3% 15.4% 20.0% 21.2% 16.0% 14.0% 12.9%
Returns ROIC# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 14.3% 12.5% 13.3% 13.8% 12.1% 12.4% 9.1% 9.9% Theeb n/a 13.5% 8.2% 11.9% 13.6% 10.6% 11.5% 9.6% Lumi n/a 5.5% 8.0% 14.4% 11.8% 9.5% 11.1% 10.7% Industry 14.3% 11.5% 10.5% 13.2% 12.5% 10.9% 10.2% 10.0%
Weighted Average Cost of Capital (WACC)# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 5.5% 4.9% 3.8% 5.3% 6.7% 9.5% 7.8% 9.7% Theeb n/a 4.3% 4.3% 4.8% 6.5% 7.7% 8.6% 8.6% Lumi n/a 4.8% 3.6% 3.9% 4.4% 7.6% 9.7% 10.2% Industry 7.2% 4.1% 4.8% 5.1% 6.4% 9.4% 8.8% 9.5%
Return on Assets# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 11.8% 10.5% 11.6% 11.7% 10.0% 9.2% 6.2% 6.5% Theeb n/a 9.1% 4.8% 8.3% 10.3% 6.3% 7.1% 5.7% Lumi n/a 3.7% 5.5% 7.8% 7.8% 4.9% 5.3% 5.8% Industry 11.8% 8.6% 7.9% 9.5% 9.4% 6.8% 6.2% 6.1%
Return on Equity# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 15.1% 12.9% 13.4% 13.8% 14.6% 14.6% 11.4% 11.5% Theeb n/a 25.9% 13.1% 22.2% 29.0% 19.5% 22.0% 19.7% Lumi n/a 5.5% 8.5% 15.2% 17.0% 15.7% 14.9% 14.1% Industry 15.1% 13.6% 12.2% 15.8% 18.2% 15.9% 14.1% 13.6%
Valuation Multiples EV/Revenues# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 2.43 2.79 3.50 3.24 2.20 Theeb n/a 0.00 0.00 3.21 2.98 2.70 2.79 2.98 Lumi n/a 0.00 0.00 0.00 0.00 6.24 3.60 2.58 Industry 0.09 0.39 0.28 2.13 2.26 4.08 3.23 2.52
EV/EBITDA# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 5.30 5.38 7.51 7.73 5.27 Theeb n/a 0.00 0.00 5.97 5.61 5.70 5.95 6.41 Lumi n/a 0.00 0.00 0.00 0.00 13.71 7.94 5.64 Industry 0.14 0.68 0.57 4.13 4.24 8.78 7.29 5.70
EV/Book Value# Company 2018 2019 2020 2021 2022 2023 2024 2025 Budget Saudi 0.00 0.00 0.00 1.50 1.66 2.54 2.33 1.79 Theeb n/a 0.00 0.00 4.25 4.34 4.20 4.37 4.87 Lumi n/a 0.00 0.00 0.00 0.00 6.72 4.60 3.06 Industry 0.08 0.33 0.23 1.68 1.94 4.04 3.26 2.66